The Avans story, the product in plain language, and the few facts you need to file accurately.
EWA
earned wage access category
CHF
Swiss salary and bank-account focus
2026
current launch phase
Avans is a Swiss app for the people who don't want to wait for payday. We give employees early access to part of the salary they've already earned, with the fee shown before every withdrawal and a controlled settlement workflow around payday. Avans is not a loan or credit product.
Avans is a Swiss financial technology company building a private earned-wage access app for salaried employees. Users get early access to a portion of salary already earned, see the fee upfront, and the advance settles automatically on the salary date — offset directly against the salary they receive. The service is not a loan, not credit, and is structured under Swiss earned-wage access principles.
Avans is not a loan, not credit, and not an employer advance. The product is direct-to-employee, fee-transparent, and built around salary already earned. Employer privacy, Swiss data handling, and a clear single fee are central to the product.
For founder comments, product screenshots, interview requests, or company background, contact the Avans team by email. We can provide current product visuals and a concise media kit on request.
Avans helps employees in Switzerland get early access to salary they have already earned, with a transparent fee, a controlled settlement workflow around payday, and no employer involvement in standard use. Avans is not a loan or credit product.
